Until Quarter III in 2014 Bank Jatim Consistent Increase Financial Performance
Date: 17 october 2014Categories : All News
After becomes public company and listed the shares on Indonesia Stock Exchange since July 12, 2012 with the stock code BJTM, PT Bank Pembangunan Daerah Jawa Timur Tbk or bankjatim always provide updated information about company disclosure to stakeholders.
In addition to holding the General Meeting of Shareholders as a form of accountability and reporting to shareholders, bankjatim routinely also held analyst meetings every 3 months with securities analysts to be able to recommend the stock BJTM.
In the analyst meeting 3rd Quarter 2014 bankjatim that held at Kempinsky Hotel, Jakarta (16/10), the management bankjatim describes recent developments of the Company in position September 2014 that recorded performance is quite proud of them managed to profit before tax to Rp 1,05 trillion, increase of 10.28% over the same period in the previous year (Year on Year/YOY).
This increase was supported by various aspects, such as total assets Rp 42,69 trillion (increase 20,24% YoY), loan of Rp 26,09 trillion (increase 21,18% YoY), fund Rp 35,70 trillion (up 24,54% YoY), and interest income Rp2,93 trillion (increase 22.72% YoY).
Performance growth bankjatim period September 2014 also reflected in ratio financial CAR 20,29%, ROA of 3,65%, ROE of 20,13%, NIM of 7,07% and ROA 8,46%.
CASA ratio bankjatim period September 2014 recorded 68,27%. It shows bankjatim manage low cost third party fund to increase profits.
While the acquisition of third party fund, the contribution is from current account Rp 15,45 trillion (increase 22,20%), saving Rp 8,92 trillion (increase 17,06%) and time deposit Rp 11,33 trillion (increase 34,83 %).
Director bankjatim Hadi Sukrianto said the improved performance over time is the result of hard work and commitment bankjatim. "As the regional development banks, bankjatim will continue to provide the best performance in order to deliver the best results for the customer, communities, stakeholders, and of course for the region development," he explained.
Therefore, bankjatim always create innovative products and services in all areas of the business, Hadi continued.
The innovations that have been done from bankjatim in products and services is launching a competitive product according to customer requirements, such as Tabungan Siklus Bunga Plus Program, Flazz bankjatim card, SMS Banking 3366, until develop the dealing room, internet banking, priority banking, virtual account and many more.
In the case of expansion, bankjatim also increased networks to areas throughout East Java and some in Jakarta. Until September 2014, the network of bankjatim office has reached 1132 service points.
bankjatim also increasingly serious in the micro sector expanded by continuously improving its services or human resources in micro units that have been operating in seven points the region of bankjatim including Surabaya, Sidoarjo, Madiun, Mojokerto, Kediri, Gresik, and Malang. "The development of diversified products and services and seeing the opportunity to expand is a key in order to more develop and to grow over time," said Hadi.