Tabungan Rencana iB BarokahRencana iB Barokah

iB Barokah Plan Savings is a fixed-term savings account for future planning managed based on Sharia principles. It uses a planned mechanism of monthly auto-debit deposits, beneficial for helping prepare for future plans such as tuition plans, Umrah/Hajj, purchasing Qurban animals, buying a car, buying a house, weddings, Waqf, or other future plans.

  1. Contract (Akad)
    Mudharabah Muthlaqah
  2. Facilities
    1. Passbook
    2. Auto-debit for monthly deposits from the Barokah Savings account
    3. Available terms ranging from a minimum of 3 months to a maximum of 60 months
    4. Choice of debit dates available: the 2nd or 26th of each month
  3. Advantages
    1. Funds are safe and available at any time
    2. Online transactions available across the entire Bank Jatim network, including Sharia Branch Offices and Sharia Service Offices
    3. Higher profit sharing ratio (Nisbah) compared to other Savings ratios
    4. Ease of long-term financial planning
    5. Assurance of achieving fund targets
    6. Additional deposits can be made outside of the monthly routine deposits
  4. Requirements
    1. Attach a copy of valid personal identity (KTP/SIM/Passport for Indonesian citizens, Passport and KIMS/KITAS for foreigners) and Tax ID (NPWP)
    2. Make an initial deposit of at least Rp 100,000
  5. Features & Fees
    COMPONENT RATES
    Account Opening Rp 100,000
    Minimum Monthly Deposit Rp 50,000
    Passive/Dormant Account Administration Fee
    Monthly Administration Fee
    Account Closing Fee Before Maturity Rp 50,000
    Minimum Balance
    Replacement for Lost/Damaged Book
    Profit Sharing Ratio (Nisbah) 25%:75%
    *) Terms are subject to change at any time
  6. RIPLAY (Product or Service Information Summary)
    • The General Version of RIPLAY (Product and Service Information Summary) is a standard document containing comprehensive important information regarding financial products or services.
    • iB Barokah Plan Savings RIPLAY

For requirements, terms/further information regarding our products, please contact Bank Jatim Info at 14044 or visit the nearest Bank Jatim Sharia Branch Office.