Prime Lending Rate

PRIME LENDING RATE
Bank Jatim
September2020
(Efective % per annum )
Prime Lending Rate
Based on Business Segmentation
Corporate Loan Retail Credit Micro Credit Consumer Loan
KPR Non KPR
Prime Lending Rate 6.16 7.17 11.82 7.43 8.89

Explanation:

A. The Prime Lending Rate (SBDK) is used as the basis for determining the loan interest rate that will be charged by customers. Prime Lending Rate does not take into account the risk premium estimation component, the amount of which depends on the Bank's assessment of the risk of each debtor or group of debtors. Thus, the amount of credit interest rate charged to debtors is not necessarily the same as the prime lending rate.

B. Non-KPR consumption credit does not include provision of funds through credit cards and unsecured credit (KTA).

C. Information prime lending rate prevailing at any time can be seen in the publications office at any Bank and / or the Bank's website in terms of a bank has a website (which is mostly done for publication in a newspaper).