iB Barokah Property Financing
Consumption financing provided for the ownership, construction, renovation, take over, and additional financing (top up) of landed houses, apartments, shop houses, and/or office houses, including property-backed financing, in accordance with sharia provisions and principles.
- Main Product Features
- Ceiling: According to the results of financing analysis and Financing to Value (FTV) ratio provisions
- Margin/Profit Sharing: Starting from 9.50% annuity fixed rate
- Loan Term/Tenor: Maximum term of 30 years
- Type of Collateral: Financed property
- Benefits
- Provides convenience for customers to own property (house/land/building) in accordance with sharia principles.
- Transparent financing scheme with upfront margin agreement (for murabahah contract).
- Flexible financing period according to the customer's repayment capacity.
- Can be used for various property needs: Purchase of ready stock/second-hand houses, Indent houses, Construction and renovation, Take over financing from other banks, Property-Backed Consumption Financing.
- Phased disbursement for indent/renovated houses so it is more controlled.
- Requirements
- Indonesian Citizen (WNI).
- Have a Fixed Income or a viable and sustainable business.
- Complete and valid identity and supporting documents.
- Financed property meets the bank's collateral provisions.
- Meets the financing to value (FTV) ratio provisions.
- Pass the financing analysis results and SLIK/DHN-BI (Financial Information Service System / National Blacklist of Bank Indonesia).
- RIPLAY (Product or Service Information Summary)
- The general version of RIPLAY (Product and Service Information Summary) is a standard document that contains comprehensive important information regarding financial products or services
- iB Barokah Property Financing RIPLAY
For further requirements, terms, or information regarding our products, please contact Bank Jatim Info 14044 or visit a Bank Jatim Branch Office directly.