Warehouse Bill Capital Of Credit

Resi Gudang

is working capital loan with collateral warehouse receipts, the source of loan repayment from the sale of goods in the warehouse.
RESI GUDANG is an ownership proof document of the items that stored in the warehouse released by the warehouse manager.

Commodities Which Kept in Warehouse is grain, rice, corn, coffee, cocoa, pepper, rubber, sea grass, rattan, salt, gambier, tea, copra and tin.

ARGET:
- RESI GUDANG SUBSIDY SCHEME (S-SRG)
  - farmer, farmer grup, farmer grup association
- RESI GUDANG UNSUBSIDIZED CREDIT
  - Individual company, CV, and Limited Liability Company (PT)
TIME PERIOD:
- The maximum credit period is 1 (one) month before the warehouse receipt is due
PLAFOND:
- RESI GUDANG SUBSIDY SCHEME (S-SRG) :
  - Maximum 70% of the warehouse receipts value and a maximum in the amount of Rp 75 million per farmer.
- RESI GUDANG UNSUBSIDIZED CREDIT:
  - Maximum 70% of the warehouse receipt value.
INTEREST RATE:
- RESI GUDANG SUBSIDY SCHEME (S-SRG):
  - Debtor 6.00% p.a effective
  - Interest Rate Period 1 January until 31 March 2021 Subsidy 3.5% p.a effective
  - Floating Interest Rate
- RESI GUDANG UNSUBSIDIZED CREDIT
  - Low, competitive, and attractive interest rate.
GUARANTEE:
- Additional Guarantee is a Resi Gudang document issued by the warehouse manager and has been registered at the Resi Gudang Registry Center
THE CONDITION TO APPLY:
1. Recent photograph of the owner / responsible person / boards / chairman and member 4x6, 1 (one) piece,
2. Copy of ID card (KTP / SIM) of responsible person / boards and group member and copy of Tax Identification Number (TIN),
3. Not included in the list of bad debts / had not bad credit arrears,
4. Already become a customer or willing to be a customer of Bank Jatim,
5. Summary of commodities / items in the warehouse,
6. Copy of the valid warehouse receipt proof (the original one must be submitted before the credit agreement),
7. Participants / receivers of S-SRG are not being obtained a credit facility from the government program,
8. Attach a Definitive Plan of Credit / Group / Cooperative (RDKK),
9. Other requirements in accordance with Bank Jatim,