Jatim Micro Loan

Working capital and/or investment credit/financing for productive and feasible individual MSMEs.

  • Fees
    • Provision Fee: 0.50% of the credit limit (plafond)
    • Administrative Fee: IDR 25,000 to IDR 250,000, depending on the credit limit
    • Collateral Appraisal Fee: IDR 50,000 to IDR 1,000,000, depending on the credit limit
    • Early Repayment Penalty: The penalty for repayment before the maturity date is 5 times the installment amount
    • Late Penalty: 1% per month calculated based on principal and interest arrears
  • Benefits
    • Strengthens business capital capabilities to implement policies for accelerating real sector development and MSME empowerment
    • Increases and expands access to financing for productive businesses
    • Enhances the competitive capacity of Micro, Small, and Medium Enterprises
    • Encourages economic growth and labor absorption
  • RIPLAY (Product and Service Information Summary)
    • The general version of RIPLAY (Product and Service Information Summary) is a standard document containing comprehensive and essential information regarding financial products or services
    • Kredit Jatim Mikro RIPLAY ->

For requirements, further terms, or information regarding our products, please contact Info Bank Jatim at 14044 or visit the nearest Bank Jatim Branch Office.