Jatim Micro Loan

Credit/working capital financing and/or investment for productive and feasible individuals at the MSME scale.

  • Fees
    • Provision Fee: 0.50% of the credit limit
    • Administration Fee: IDR 25,000 to IDR 250,000 depending on the credit limit
    • Collateral Appraisal Fee: IDR 50,000 to IDR 1,000,000 depending on the credit limit
    • Prepayment Penalty: Penalty for early settlement before maturity is 5 times the installment amount
    • Late Penalty: 1% per month calculated from the principal and interest arrears
  • Benefits
    • Strengthening business capital capabilities to support the policy of accelerating real sector development and MSME empowerment
    • Increasing and expanding access to financing for productive businesses
    • Enhancing the competitive capacity of Micro, Small, and Medium Enterprises
    • Encouraging economic growth and employment absorption
  • RIPLAY (Product or Service Information Summary)
    • RIPLAY (Product and Service Information Summary) general version is a standard document containing comprehensive important information regarding financial products or services
    • RIPLAY Jatim Mikro Credit ->

For requirements, further terms, or information regarding our products, please contact Info Bank Jatim at 14044 or visit the nearest Bank Jatim Branch Office.