Umroh iB Maqbula


Financing provided to customers who will carry out Umroh trip with fixed installments until predetermined period of time.

PURPOSE

To finance a customer’s umrah trip, so they are easier to make a financial planning for the umrah trip

  1. Intended for applicants who are permanent employees of the company / agency with a minimum work period of 2 (two) years and an entrepreneur, also retired employees
  2. Intended for the families of the customers and other parties that are borne by the customer, as long as the repayment capacity of the customer is sufficient
  3. Used to finance the needs of Umroh through organizes who have been registered and have permission from the Departement Agama and have a business experience minimum of 2 (two) years,

FINANCING LIMIT

  1. The financing limit given is up to 90% of the Umrah fee
  2. Installments can be done before and after the Umrah trip
  3. Will get sharia insurance protection for financing received by customers

FEES

  1. Administration Fee = IDR 100,000 (one hundred thousand rupiah)
  2. Insurance cost

TIME PERIOD

  1. Collective Customer (more than 1 (one) person) up to 5 (five) years
  2. Individual customers up to 2 (three) years

REQUIREMENTS

  1. Indonesian Citizens
  2. Aged at least 21 years old or married and authorized to take legal action, and at the financing maturity maximum age is up to retirement and 65 years for entrepreneurs.
  3. Has been a permanent employee for at least 2 years based on a Decree form the office / Agency / Company
  4. For non-permanent income earners/entrepreneurs/professionals who run their own business, at least the business has been running for 2 years (with proof of SIUP / profession permit and the like)
  5. Submitting a personal NPWP for applicants with total funding > 100 million or SPT article 21
  6. Customers fill out forms and application agreements
  7. Submit a photocopy of KTP, KK, and marriage certificate (if married)
  8. Submit a salary slip or the latest statement of income authorized by an authorized official
  9. Submit a copy of the account book at bank jatim and / or Other Banks, at least for the last 3 (three) months
  10. Submit an original appointment Decree letter (SK) of civil servant/companies
  11. For non-permanent income earners / entrepreneurs submit a company financial reports or other records that represent the applicant’s income
  12. Submit a power of attorney to deduct salary for installment of the financing
  13. Original information regarding the participation of the umrah trip form the Umrah Travel Agency including the details of the costs
For futher information about our product, please call Info Bank Jatim 14044 or come directly to the nearst branch offices sharia Bank Jatim

1. Used to finance the needs of Umrah through organizes who have been registered and have permission from the Department Agama and have a business experience minimum of 2 (two) years.