Kredit Kendaraan Bermotor

Vehicles Ownership Loan

Product Features :
1. New car / motor;
2. Second hand car;
3. Refinancing;
4. Instant;
5. Employee
6. Operational vehicle
Target
- Civil servant / BUMN/BUMD employee / private company employee / enterprise entity (individual, UD, CV, PO), legal enterprise entity (PT) which required credit for Motor Vehicles Ownership for both personal use and investment to enterprise supporting
- Entrepreneur / businessman who has a productive enterprise
Interest Rate
Low, competitive, and attractive interest rate
Time Period
- For new car, maximum up to 72 months
- For the new motorcycle, maximum up to 60 months
- For second hand car, maximum up to 60 months
- For second hand motorcycle, maximum up to 36 months
Loan Guarantee
- Main Guarantee: objects or transactions financed by credit
- Additional Guarantee:
  1. The land, house, building, kiosk, and/or
  2. Moving items, and/or
  3. Savings / deposit, and/or credit insurance
Applications Requirements
- Complete the form of motor vehicle ownership application
- For individual consumer (entrepreneur / businessman) and enterprise entity
  1. Copy of ID Card (KTP) or E-KTP debtor candidate and his/her spouse
  2. Copy of Family Card (KK) and a marriage certificate. If unmarried: copy of Family Card (KK) and an unmarried certificate from the village
  3. Trading Business License (SIUP) / Enterprise Reference Letter (SKU)
- For civil servant / BUMD/BUMN employee / private company employee
  1. Copy of ID Card (KTP) or E-KTP debtor candidate and his/her spouse
  2. Copy of Family Card (KK) and a marriage certificate. If unmarried: copy of Family Card (KK) and an unmarried certificate from the village
  3. Copy of Employee Card / ID Card
  4. Evidenced by a work Reference Letter from the related institution and copy fixed employee legalized Reference Letter
  5. Attach an Income Reference Letter / salary slip last recently 3 (three) months