Vehicles Ownership Loan

Bank Jatim Motor Vehicle Loan (KKB) is a credit facility designed to fulfill the public's need for their dream vehicle.

  • Product Features
    • KKB Financing
    • KKB Refinancing
      An alternative source of funding for various needs by pledging the BPKB (Vehicle Ownership Document) of a vehicle owned and obtained through Bank Jatim financing.
    • Electric Vehicle KKB
  • Benefits
    • Competitive and affordable interest rates
    • Interest rate discounts for Electric Vehicle KKB
    • Low and Fixed Installments
      Protected from interest rate fluctuations
    • Easy requirements and fast approval process
    • Practical
      Monthly installment payments via auto-debit from the debtor's bank account
    • Guaranteed secure storage for BPKB documents
    • Minimum down payment of 0% or in accordance with Bank Indonesia regulations
    • Referral program for Bank customers (non-family members of Bank employees) who can refer Bank Jatim Mortgage (KPR) realizations with rewards of up to 0.5% of the approved credit ceiling
  • Requirements
    • Indonesian Citizen (WNI)
    • Applicant Age:
      • Minimum 21 years old or married
      • Maximum 65 years old at the end of the credit term
    • Open to both existing credit facility holders and new applicants
    • No credit arrears and not listed on the national blacklist
    • Entrepreneur Requirements:
      • Business must have been operating for at least 3 (three) years, proven by the Annual Tax Return (SPT)
      • Must have their own business premises
    • Requirements for Outsourced Personnel, P3K (Government Employees with Work Agreements), and Contract Employees:
      • Fixed income with payroll processed through Bank Jatim
      • Minimum of 2 years employment at the same company
  • RIPLAY (Product and Service Information Summary)
    • RIPLAY (Product and Service Information Summary) General Version is a standard document containing comprehensive important information regarding financial products or services
    • RIPLAY MOTOR VEHICLE LOAN

For further requirements, terms, and details regarding our products, please contact Bank Jatim Info at 14044 or visit the nearest Bank Jatim Branch Office.