bank jatim at the investor summit 2012

Date: 05 december 2012

Categories : All News, All News

Surabaya is the second city, organizers Investor Summit in 2012 held at the Grand citty mall & Convex Surabaya (05/12/2012) The annual event held by PT. Indonesia Stock Exchange with Bapepam-LK, KPEI and KSEI and support of the media, it is used by many companies in Indonesia.   is no exception by PT. Bank Jatim Tbk. Investor Summit held in Surabaya is a big opportunity for the Bank Jatim to present performance and future strategy of the company to investors. Among the 12 companies were present at the time, Bank Jatim got the first opportunity for the presentation, the CEO of Bank Jatim Hadi Sukrianto represent menagement Bank Jatim to present the company's performance.
Assets of Bank Jatim Growth per October 2012 recorded the acquisition of assets of Rp32.392.491 million (unaudited), grew by 27% from the same period last year (YoY). Acquisition of assets was mainly derived from an increase in Third Party Funds (TPF) of 21.79% and 15.58% for loans, "said Hadi
The biggest contribution to the acquisition of third party funds continued Hadi, donated by the kind of Deposits Giro Rp10.266.007 million, a 5.63% (YoY), including Giro Government at Rp7.518.712 million, a 1.23% (YoY), Public Giro for Rp2.737.672 million, a 19.90% (YOY). Contribution of Savings Rp7.194.856 million or grew by 31.29% (YoY) are: TabunganKu for Rp355.103 million, a 60.73% (YOY), Hajj Savings for Rp149.929 million, a 20.89% (YOY ), Saving Simpeda of Rp6.488.416 million, a 31.06% (YOY) and then from the deposit of Rp8.312.219 million, a 39.40% (YOY), "said Hadi. This indicates that the third party funds are dominated by the Bank Jatim cheap fundraiser or the proportion of demand deposits and savings to total third party funds (CASA ratio) is 67.75%. While the number of customers, as many as 2,030,250 people have become customers of the Bank Jatim, up 29.99% YTD. In an increasing number of these customers Hadi said, "one of the highest contributions donated by the kind of savings, especially savings Simpeda types, up 230,354 customers (YTD)," he explained   As for the growth of assets acquired from lending Hadi explained,Total bank lending Jatim per October 2012, amounted Rp18.837.846 million. This figure is up 16.87% YOY. Credit contributed rise of 57.29% of total assets. The largest contribution to the loan contributed by the type of consumer credit amounted 60.46% of the credit portfolio Bank Jatim.
commercial loans amounted 21.12% and 18.43% amounted SME loans. However, the YoY, the percentage increase in each scheme is given by the highest SME credit scheme are up 28.64% from the previous year. This suggests that the Bank Jatim remains committed to empowering SMEs. "Obviously Hadi.
Then the Bank Jatim Net interest income increased by 2.20% (YOY). This is according Hadi, primarily derived from interest income from loans which are the largest contributor. Interest income from loans was up 5.09% or equivalent to Rp98, 2 M.
From the Fee Based Income Hadi explained, Operating Income Bank Jatim In addition to interest at Rp290 M or grew 43.38% (YOY). The increase in fee-based income is the greatest ther income up a Rp91, 7 M (YOY), among others, principal revenues remove a book Rp95, 4 M, bank references Rp12, 5 M, Pieces insurance premiums Rp10, 2 M, Commission / credit provision up amounted Rp15, 5 M (YOY).    For earnings per October 2012, Hadi said Bank Jatim posted a profit before tax amounted Rp801, 4 billion from September amounted Rp683, 9 billion. Per November 2012, Bank Jatim posted a profit before tax of Rp 916.26 billion. Meanwhile, in October 2012 Financial Ratio, Return on Assets / ROA Amounting to 3.22% up from 3.17% amounted September 2012, due to an increase in net interest income.    Figures above average BPD is 2.97% and 3.09% the national banking. "Said Hadi. then the Loan to Deposit Ratio / LDR Amounting to 73.09% up from 70.74% amounted September 2012 due to increased lending. Figures above the average amounted 63.35% of BPD. "He continued.   Then the Hadi called Operating Expenses Operating Income (ROA) Bank Jatim Amounting to 69.47% down from a September 2012 amounted 70.02% because there is cost efficiency. This figure is above the average BPD amounted 74.17% and the national banking 74.26%, "said Hadi.   Improved performance of the Bank Jatim is also accompanied by the development of a network of offices and services, Hadi claimed by October 2012 Bank Jatim has had 871 Total Banking Services include: office: 41, Branch Office: 67, Cash Office: 169, Payment Point: 134, Cash cars: 57, car Cash ATM: 6 and ATM: ADM 348: 1, Office Channeling: 47   For the future strategy according Hadi, Bank Jatim constantly trying to improve the quality and service and strive to continue to innovate in order to be healthy and growing bank fairly in accordance with his vision. The effort was poured into several strategic plans include third party funds: internet banking, SMS and Mobile Banking. Treasury: Development and refinement JETS, development ALMA Management Tools. Credit: Development Loan Originating System & Loan Scoring. Planning: Budget Development and Monitoring Control, General: Development and implementation of Asset & Inventory Management, IT: Development and implementation of IT Security, IT Risk Assessment & Audit.
Besides Hadi added Bank Jatim in doing business not only profit-oriented course, but as one of concern and social responsibility to the community, through CSR Bank Jatim provides assistance in education, health and social culture. The CSR per October 2012 distribution was 9 Billion, "said Hadi. (cap)   Note; YoY: Comparison of the data for the previous year (October 2012 to October 2011) YtD: Comparison of the end of the previous year (October 2012 to December 2011)