Program Hulu Hilir Agro Maritim

is a credit that channeling pattern in which the funds allocated by the East Java Provincial Government for strengthening the activities of venture capital for Micro, Small and Medium Enterprises and Cooperatives located in East Java.

TARGET

  1. UMKMK whose business activities are healthy, productive and can develop from the additional loan capital of this program, both individuals, business entities and legal entities;
  2. The credit applicant is not included in the list of bad debts from the Bank;
  3. The credit applicant is not currently receiving double financing from revolving funds sourced from the APBN, APBD East Java Province and APBD Regencies / Cities in East Java .

PLAFOND

  1. Maximum credit limit of IDR 500,000,000 (five hundred million rupiah) per person
  2. For groups and / or combined groups, the maximum total is Rp. 10,000,000,000, - (ten billion rupiah)

INTEREST RATE
The interest rate is 6% effective per year

GUARANTEE
Additional collateral is fixed goods, movable goods, securities or other goods which additional conditions

APPLICATIONS REQUIREMENTS
Additional Collateral is in the form of fixed assets, movable property, securities or other forms that can be bound in accordance with applicable regulations

Terms, conditions/for more information about our products, please contact Info Bank Jatim 14044 or visit branch offices Bank Jatim.

Revolving Fund East Java Province Loan

is a credit that channeling pattern in which the funds allocated by the East Java Provincial Government for strengthening the activities of venture capital for Micro, Small and Medium Enterprises and Cooperatives located in East Java.

TARGET

  1. UMKMK whose operations were healthy, productive and able to evolve from the capital increase lending program, either individual, business entity or corporation;
  2. Applicant credits are not included in the list of bad loans from the bank;
  3. Applicant credits are not double financing of revolving funds from the State Budget, the East Java Provincial Budgets and budget regencies / cities in East Java.

PLAFOND

  1. Working Loan maximum Rp300 Million per Debtor
  2. Investment Loan maximum Rp500 Million per Debtor

INTEREST RATE

  1. Magnitude of interest revolving loan funds that are common are as follows:
    • Loans of up to Rp100.000.000,00 bears interest at 4% per year effective from plafond;
    • Loans above Rp100.000.000,00 bears interest at 6% per year effective from plafond.
    • Loans for east java people as start up employee or entrepreneur bears interest at 6% effective from plafond
  2. Magnitude of interest revolving loan fund that is specifically is flat at 3% per year effective from plafond.

GUARANTEE
Additional collateral is fixed goods, movable goods, securities or other goods which additional conditions

APPLICATIONS REQUIREMENTS
1. Recent photograph size 4 x 6,
2. Photocopy of ID card / SIM,
3. Copies Card Family Structure (CWC),
4. Photocopy of marriage certificate or certificate of unmarried,
5. Letters death / divorce if it had been a widow / widower,
6. Photocopy of proof of ownership of additional collateral,
7. Certificate business from the village head,
8. TIN, Business License, TDP and SITU,
9. Accordance with the other terms bankjatim or Department / Agency / Bureau (on education) of East Java Province,

Terms, conditions/for more information about our products, please contact Info Bank Jatim 14044 or visit branch offices Bank Jatim.