Certificate of Lands Loan

is a credit given to the Micro and Small Entrepreneurs in individual / group / society / body joint, to increase their use on land that you own the land legally there is no problem / conflict and to facilitate the Micro and Small Entrepreneurs in accessing credit schemes other productive efforts East Java is in the bank.

TARGET

  1. Have permanent income, among others as PNS and CPNS, Employees and Candidates / Employees of BUMN / BUMD, Private Employees, TNI / Polri,
  2. Non-permanent income includes Directors and Commissioners who have majority share ownership in the company, professions with expertise (doctors, notaries, lawyers, accountants, architects, consultants, appraisers, actuaries) and Micro Entrepreneurs and / or Small Entrepreneurs, both Individuals / Groups. / Cooperatives / Business Entities

LIMIT

The credit limit is adjusted to the needs of debtors in each region, including.

  1. Costs for issuing land title certificates
  2. Fees for Acquisition of Land and Building Rights (BPHTB)

Interest Rate

Lightweight interest, competitive and attractive.

GUARANTEE

To ensure the smooth repayment of credit given to prospective / debtors for the Land Rights Certification, they are required to provide / submit

  1. Management through a notary submits Covernote, while management through non-notaries submits a model A form from BPN or is regulated separately in a cooperation agreement
  2. Power of attorney and statement of commitment from the land owner to Bank Jatim to submit the certificate

Terms of Submission Credit

  1. Recent photograph size 4 x 6,
  2. Copy of ID card / Driving License,
  3. Copy of Family Structure Card (KSK),
  4. A copy of the marriage certificate or certificate of unmarried,
  5. Letters death / divorce if you have a widow / widower,
  6. Proof of ownership of the land in the form of Petok / Girik and or other documents required,
  7. Conditions bankjatim more suitable conditions,

Terms, conditions/for more information about our products, please contact Info Bank Jatim 14044 or visit branch offices Bank Jatim.