Ijarah Muntahiyah Bit Tamlik (IMBT)

Provide facilities to customers who need the benefits of goods (rental) with a deferred payment, with the option to have in the future.

  • Object Rent :
    1. Property (house, shop, warehouse, shophouse, towers);
    2. Equipment / Appliances (medical equipment, industrial / manufacturing equipment, industrial machinery);
    3. Transportation equipment;
    4. Heavy equipment.
  • Benefits :
    1. The process is quick and easy;
    2. Minor administrative cost;
    3. Islamic insurance protection.
  • Customer Criteria
    1. Has the legality of the establishment of the company, business legality, legality of the request for financing;
    2. No listed in Daftar Orang Tercela (DOT);
    3. Excluding the Black List News Letter PPATK;
    4. The individual citizen or company that stands and is subject to the applicable law in Indonesia;
    5. Not included in the Bank Indonesia Black List or have bad credit at another bank;
    6. Employment or enterprise undertaken has been operating at least 2 (two) years with a good track record;
    7. The financial statements of the customer must indicate good condition / has profit at least in last two (2) years.
  • List of Document :
    1. IMBT application;
    2. Copy of selling goods agreement or equivalent to the corresponding document which issued by the seller which signed by customers;
    3. The whole document of the company's legality and document of the administrators company's identity;
    4. Copy of savings account at least in the last 6 (six) months;
    5. Copy of the company's financial statements  at least in the last 2 (two) years;
    6. A list of projects completed and ongoing
    7. Curriculum vitae of the administrators of the company;
    8. Letter of approval in principle
    9. Receipt letter of goods leased;
    10. IMBT Agreement

Terms, conditions/for more information about our products, please contact Info Bank Jatim 14044 or visit branch offices Bank Jatim Syariah.