Pundi Kencana Loan

  • Loan Target :
    All productive activities are declared eligible based on the health banking and credit principles include :
    1. Trade enterprise;
    2. Agriculture / horticulture / fishery / livestock enterprise;
    3. Industrial enterprise;
    4. Service enterprise;
    5. For other purposes according to the Bank of viable and accountable
  • Loan Plafond :
    Up to Rp 500 million per debtor
  • Interest Rate
    Interest rates are light, competitive and attractive
  • Time Period :
    • Working Capital Credit maximum 3 (three) years
    • Investment Credit a maximum 5 (five) years
  • Loan Guarantee :
    • Main Guarantee: objects or transactions financed by credit
    •  Additional Guarantee :
      1. The land, houses, buildings, kiosks, and/or
      2. Moving items, and/or
      3. Savings / deposits
  • Loan Application Requirements:
    • Have a productive enterprise
    • The applicant submits an application to the Bank Jatim that accompanied by :
      1. Reference Letter from the village head, Market Head/SIUP/TDP
      2. Copy of ID card / KSK each
      3. The color photograph
      4. Photocopy of marriage certificate or certificate of unmarried status
      5. letter of death / divorce if it has status widow / widower
      6. Proof of ownership of additional collateral
      7. Copy of the latest 3 month deposit / savings account
      8. Financial statements
Terms, conditions/for more information about our products, please contact Info Bank Jatim 14044 or visit branch offices Bank Jatim.

Pundi Kencana LPDB KUMKM Loan

  • Loan Target :
    All productive activities are declared eligible based on the health banking and credit principles include :
    1. Trade enterprise ;
    2. Agriculture / horticulture / fishery / livestock enterprise;
    3. Industrial enterprise;
    4. Service enterprise;
    5. For other purposes according to the Bank decently and responsibly
  • Loan Plafond
    Up to Rp 300 million per debtor
  • Interest Rate
    Low, competitive, and attractive interest rate
  • Time Period
    • Working Capital Credit maximum 3 (three) years
    • Investment Credit maximum 4 (four) years
  • Loan Guarantee
    • Main Guarantee: objects or transactions financed by credit
    • Additional Guarantee:
      1. The land, house, building, kiosk, and/or
      2. Moving items, and/or
      3. Savings / deposit, and/or credit insurance
  • Loan Application Requirements
    • Have a productive business
    • Not receiving a loan from LPDB KUMKM
    • The applicant submits an application to the Bank Jatim that accompanied by
      1. Reference Letter from the village head, Market Head/SIUP/TDP
      2. Copy of ID card / KSK each
      3. The color photograph
      4. Photocopy of marriage certificate or certificate of unmarried status
      5. letter of death / divorce if it has status widow / widower
      6. Proof of ownership of additional collateral
      7. Copy of the latest 3 month deposit / savings account
      8. Financial statements

Terms, conditions/for more information about our products, please contact Info Bank Jatim 14044 or visit branch offices Bank Jatim