Vehicles Ownership Loan

  • Product Features :
    1. New car / motor;
    2. Second hand car;
    3. Refinancing;
    4. Instant;
    5. Operational vehicle
  • Loan Target
    • Civil servant / BUMN/BUMD employee / private company employee / enterprise entity (individual, UD, CV, PO), legal enterprise entity (PT) which required credit for Motor Vehicles Ownership for both personal use and investment to enterprise supporting
    • Entrepreneur / businessman who has a productive enterprise
  • Interest Rate
    Low, competitive, and attractive interest rate
  • Time Period
    • For new car, maximum up to 72 months
    • For the new motorcycle, maximum up to 60 months
    • For second hand car, maximum up to 60 months
  • Loan Guarantee
    • Main Guarantee: objects or transactions financed by credit
    • Additional Guarantee:
      1. The land, house, building, kiosk, and/or
      2. Moving items, and/or
      3. Savings / deposit, and/or credit insurance
  • Loan Requirements
    • Complete the form of motor vehicle ownership application
    • For individual consumer (entrepreneur / businessman) and enterprise entity
      1. Copy of ID Card (KTP) or E-KTP debtor candidate and his/her spouse
      2. Copy of Family Card (KK) and a marriage certificate. If unmarried: copy of Family Card (KK) and an unmarried certificate from the village
      3. Trading Business License (SIUP) / Enterprise Reference Letter (SKU)
    • For civil servant / BUMD/BUMN employee / private company employee
      1. Copy of ID Card (KTP) or E-KTP debtor candidate and his/her spouse
      2. Copy of Family Card (KK) and a marriage certificate. If unmarried: copy of Family Card (KK) and an unmarried certificate from the village
      3. Copy of Employee Card / ID Card
      4. Evidenced by a work Reference Letter from the related institution and copy fixed employee legalized Reference Letter
      5. Attach an Income Reference Letter / salary slip last recently 3 (three) months

Terms, conditions/for more information about our products, please contact Info Bank Jatim 14044 or visit branch offices Bank Jatim