is a credit that channeling pattern in which the funds allocated by the East Java Provincial Government for strengthening the activities of venture capital for Micro, Small and Medium Enterprises and Cooperatives located in East Java.
- UMKMK whose operations were healthy, productive and able to evolve from the capital increase lending program, either individual, business entity or corporation;
- Applicant credits are not included in the list of bad loans from the bank;
- Applicant credits are not double financing of revolving funds from the State Budget, the East Java Provincial Budgets and budget regencies / cities in East Java.
A maximum of Rp500 million per borrower.
- Magnitude of interest revolving loan funds that are common are as follows:
- Loans of up to Rp100.000.000,00 bears interest at 4% per year flat annual decline;
- Loans above Rp100.000.000,00 bears interest at 6% per year flat annual decline.
2. Magnitude of interest revolving loan fund that is specifically is flat at 3% per year annual decline.
PROPERTIES OF REVOLVING FUND
- The Revolving Fund is a revolving fund program General cooperation between banks jatim with the Department of Cooperatives and SMEs, Office of Industry & Commerce, Department of Agriculture, Department of Animal Husbandry, Fisheries and Maritime Affairs, Office of Oil and Economic Administration Bureau of East Java Province.
2. Revolving Fund Program Special which is a revolving fund of cooperation between banks jatim the Food Security Agency (BKP) of East Java Province.
Additional collateral is movable goods (example: reg vehicles) and / or goods not moving (eg, Certificate of Land and / or buildings).
FILING OF CREDIT TERMS
1. Recent photograph size 4 x 6,
2. Photocopy of ID card / SIM,
3. Copies Card Family Structure (CWC),
4. Photocopy of marriage certificate or certificate of unmarried,
5. Letters death / divorce if it had been a widow / widower,
6. Photocopy of proof of ownership of additional collateral,
7. Certificate business from the village head,
8. TIN, Business License, TDP and SITU,
9. Accordance with the other terms bankjatim or Department / Agency / Bureau (on education) of East Java Province,
Terms, conditions/for more information about our products, please contact Info Bank Jatim 14044 or visit branch offices Bank Jatim.