laguna Loan

  • Loan Target:
    All productive enterprise that eligible declared based on the health banking and credit principles include :
    1. Small trade enterprise;
    2. Small industrial enterprise / home Industries;
    3. Agriculture / horticulture / fishery / livestock Enterprise;
    4. Service enterprise;
    5. For other purposes according to the Bank decently and responsibly
  • Loan Plafond:
    1. Laguna I Tabur Puja
      Loan plafond that can be given to the enterprise group debtor until Rp 2.000.000,00 (two million) per person.
    2. Laguna II
      Loan plafond that can be given to individual/group debtor is > Rp 5.000.000,00 (five million rupiah) up to Rp 25.000.000,00 (twenty five million rupiah) per person
    3. Laguna III
      Loan plafond that can be given to individual /group debtor is > Rp 25.000.000,00 (twenty five million rupiah) up to Rp 50.000.000,00 (fifty million rupiah) per person
  • Interest Rate :
    Low, competitive, and attractive interest rate
  • Time Period :
    1. Working capital loan maximum of 3 (three) years
    2. Investment loan maximum of 5 (five) years.
  • Loan Application Requirements:
    • Individual
      1. Loan Application Letter corresponding the form in the appendix
      2. Recent photograph 2 (two) pieces
      3. Copy of ID Card (KTP) husband and/or wife
      4. Copy Family Structure Card (KSK)
      5. Copy of married certificate or unmarried certificate
      6. Letter of death / divorce (who is a widow/widower)
      7. Proof of additional collateral ownership, if any
      8. Reference Letter to ensure (as the example in the appendix)
    • Group
      Additional requirements are :
      1. Group formation report
      2. Group at least 10 people / or according to the needs and the group must determine its board that consists of: Chairman, Secretary, Treasurer, Member.
    • Enterprise Entity / Legal Entity
      Additional requirements are :
      1. Board structure
      2. Financial report (scale and profit-loss report) last recently 2 (two) years
      3. Copy of TIN
      4. The last Establishment and Alteration Deed
      5. Scale Trading Business Permit (SIUP)
      6. Company Registration Number (TDP)
      7. Business Location Permit (SITU)
      8. Disturbance Permit (HO), if any

Terms, conditions/for more information about our products, please contact Info Bank Jatim 14044 or visit branch offices Bank Jatim.