KKP-E


Kredit Ketahanan Pangan dan Energi

is working capital loans and / or investments made in order to support the implementation of the program and the Food Security Programme Plant Development Biofuel Raw Materials in Agriculture and in the field of Marine and Fisheries.

CREDIT TARGET

  • Intended for Individual, Group / Association of Farmers Group, Business Group (KUB), Fish Farmers Group (Pokdakan) and Cooperatives.

SECTORS TARGET:

FIELD OF AGRICULTURE:

  • Development of food crops,
  • Development of horticultural crops,
  • Development of plantations,
  • Development of animal husbandry,
  • Procurement of food,
  • Procurement / rejuvenation tools and machinery to support the above efforts.
FIELD OF MARINE & FISHERIES:
  1. Procurement of food in the field of fisheries includes the purchase of the fish and farmed fish to ensure price stability,
  2. Catching fish, covering the activities of fishing effort by using fishing gear (API),
  3. Cultivation of fish, including hatchery operations and enlargement,
  4. Procurement / rejuvenation equipment, machinery, and other facilities needed to support the business activities of fishing and aquaculture businesses.

CREDIT CEILING/LIMIT

Highest credit plafond big Indicative Requirement set by the Ministry of Agriculture and the Ministry of Maritime Affairs and Fisheries. The magnitude of individual plafond HSE-E is set by considering the Indicative Requirement, the following provisions:

FIELD OF AGRICULTURE

  • Individual max. USD 100 million.
  • Cooperative / farmer groups and / or for the procurement of food Gapoktan max. USD 500 million,
  • Farmer groups for procurement / rejuvenation tools and machinery in an effort to support the development of food crops, horticulture, plantation and livestock max. Rp 500 million.

FIELD OF MARINE & FISHERIES

  • Individuals either fishermen or fish farmers max. USD 100 million,
  • Business Group (KUB) / group of fish (Pokdakan) / Cooperative at most Rp 500 million used for business activities: Procurement of food in the field of fisheries; Procurement / rejuvenation equipment, machinery, and other facilities needed to support the business activities of fishing and aquaculture businesses.

INTEREST RATE

  • The interest rate set by the Government of Indonesia consists of debtors and the interest rate subsidy burden.
  • Interest rates are very light due to the debtor sufficient to pay all the interest burden of the debtor.
No.
Group Business Activities/Commodities
Interest Rate
Interest Expenses Of The Debtor
Interest Subsidies
1
KKP-E Sugar Cane
12,75%
8,00%
4,75%
2
KKP-E Sugar Cane
a) Farm
13,75%
5,75%
8,00%
b) Not Farm
13,75%
5,25%
8,50%

* Period 1 October 2015 to 31 March 2016, the interest rate is floating above apply to all credit that has not been paid (outstanding), as well as the entire credit is realized in the period the interest rate question.

CREDIT GUARANTEE

Additional security is moving goods (eg BPKB vehicle) and / or goods not moving (eg, title and / or building).

CREDIT FILING REQUIREMENTS:

  1. Recent photograph size 4 X 6,
  2. Photocopy of identity card (KTP / SIM),
  3. Undertaking own land (farmers belonging to tenants) or working on other people's land (tenant farmers),
  4. The maximum area of land that is financed does not exceed 4 ha and the credit ceiling of Rp 100 million per person,
  5. Aged at least 21 years old or married,
  6. To request more credit than Rp. 50,000,000.00 (fifty million dollars) must have a TIN,
  7. When fishing, have a self-identity of ID card / card issued by the fishermen district / city;
  8. Bankjatim Other requirements in accordance with,

Terms, conditions/for more information about our products, please contact Info Bank Jatim 14044 or visit branch offices Bank Jatim.